.row-white {
  padding-top: 40px;
  padding-bottom: 40px;
}

.row-dk-wht {
  padding-top: 40px;
  padding-bottom: 40px;
  background-color: #fafbfd;
}

.footer {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  height: 200px;
  padding-top: 40px;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  background-color: #00273d;
}

.row-blue {
  display: block;
  padding-top: 20px;
  padding-bottom: 20px;
  background-color: #005289;
}

.header-out-dt {
  position: static;
  left: 0%;
  top: 0%;
  right: 0%;
  bottom: auto;
  display: block;
  width: 1100px;
  -webkit-box-pack: justify;
  -webkit-justify-content: space-between;
  -ms-flex-pack: justify;
  justify-content: space-between;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
  background-color: transparent;
}

.paragraph {
  color: #fff;
}

.div-block {
  height: 100%;
}

.top-img-dt {
  height: 700px;
  border-radius: 30px;
  background-image: -webkit-gradient(linear, left top, left bottom, from(rgba(26, 116, 187, 0.1)), to(rgba(26, 116, 187, 0.1))), url('../images/shore.jpg');
  background-image: linear-gradient(180deg, rgba(26, 116, 187, 0.1), rgba(26, 116, 187, 0.1)), url('../images/shore.jpg');
  background-position: 0px 0px, 0px 0px;
  background-size: auto, cover;
}

.div-flex-vert {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -webkit-flex-direction: column;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
}

.h-24px {
  font-family: Anybody, sans-serif;
  font-size: 24px;
  line-height: 30px;
  font-weight: 600;
  text-align: left;
}

.spacer-20px {
  height: 20px;
}

.btn-wrap {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
}

.btn-1 {
  padding: 20px 40px;
  border-radius: 75px;
  background-color: #1a74bb;
  font-family: Anybody, sans-serif;
  font-size: 22px;
  line-height: 28px;
  font-weight: 500;
  letter-spacing: normal;
  text-transform: uppercase;
}

.btn-1:hover {
  background-color: #005289;
}

.frame {
  position: relative;
  z-index: 1000;
  width: 600px;
  padding: 40px;
  border-radius: 50px;
  background-color: #fff;
  box-shadow: 3px 3px 10px -1px rgba(0, 0, 0, 0.2);
}

.row-hero {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  height: auto;
  min-height: auto;
  padding-top: 20px;
  padding-bottom: 20px;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
  background-color: #fafbfd;
}

.header-in {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  width: auto;
  height: auto;
  -webkit-box-pack: justify;
  -webkit-justify-content: space-between;
  -ms-flex-pack: justify;
  justify-content: space-between;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
}

.menu-wrap {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
}

.logo {
  width: 100px;
  height: 140px;
  background-image: url('../images/IBSP_Logos_IBSP_FullColor.svg');
  background-position: 50% 50%;
  background-size: auto;
  background-repeat: no-repeat;
}

.logo:hover {
  background-image: -webkit-gradient(linear, left top, left bottom, from(rgba(250, 252, 253, 0.1)), to(rgba(250, 252, 253, 0.1))), url('../images/IBSP_Logos_IBSP_FullColor.svg');
  background-image: linear-gradient(180deg, rgba(250, 252, 253, 0.1), rgba(250, 252, 253, 0.1)), url('../images/IBSP_Logos_IBSP_FullColor.svg');
  background-position: 0px 0px, 50% 50%;
  background-size: auto, auto;
  background-repeat: repeat, no-repeat;
}

.nav-item {
  padding: 10px 20px;
  font-family: Anybody, sans-serif;
  color: #005289;
  font-size: 18px;
  line-height: 18px;
  font-weight: 700;
  text-decoration: none;
}

.nav-item:hover {
  color: #1a74bb;
}

.nav-link {
  margin-bottom: 0px;
  text-decoration: none;
}

.h-big {
  font-size: 54px;
  line-height: 64px;
}

.h-big.r {
  font-family: Anybody, sans-serif;
  color: #005289;
  text-align: right;
}

.body {
  font-size: 16px;
}

.body.r {
  font-family: 'Source Sans 3', sans-serif;
  text-align: right;
}

.spacer-100px {
  height: 40px;
}

.paragraph-2 {
  font-size: 16px;
}

.body-24px.c {
  font-family: 'Source Sans 3', sans-serif;
  color: #333;
  font-size: 24px;
  line-height: 30px;
  font-weight: 600;
  text-align: center;
}

.caption-11px {
  font-size: 11px;
  line-height: 14px;
}

.body-wht {
  font-family: 'Open Sans', sans-serif;
  color: #fff;
  font-size: 16px;
  font-weight: 400;
}

.h-40px-wht {
  font-family: Anybody, sans-serif;
  color: #fafbfd;
  font-size: 40px;
  line-height: 48px;
}

.h-40px-blk {
  font-family: Anybody, sans-serif;
  color: #005289;
  font-size: 40px;
  line-height: 48px;
}

.placeholder {
  height: 20px;
  border-radius: 50px;
  background-color: #015289;
}

.spacer-40px {
  height: 40px;
}

.hero-arrow-wrap {
  position: relative;
  left: 0%;
  top: auto;
  right: 0%;
  bottom: 0%;
  z-index: 2000;
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  padding-top: 40px;
  padding-bottom: 40px;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -webkit-flex-direction: column;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
  -o-object-fit: fill;
  object-fit: fill;
}

.next-arrow-44px-wht {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  width: 44px;
  height: 44px;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  border-radius: 0px;
}

.next-arrow-r {
  width: 3px;
  height: 30px;
  background-color: #1a74bb;
  -webkit-transform: translate(11px, 0px) rotate(45deg);
  -ms-transform: translate(11px, 0px) rotate(45deg);
  transform: translate(11px, 0px) rotate(45deg);
}

.next-arrow-l {
  width: 3px;
  height: 30px;
  background-color: #1a74bb;
  -webkit-transform: translate(-11px, 0px) rotate(-45deg);
  -ms-transform: translate(-11px, 0px) rotate(-45deg);
  transform: translate(-11px, 0px) rotate(-45deg);
}

.btn-2 {
  padding: 20px 40px;
  border-style: solid;
  border-width: 2px;
  border-color: #fafbfd;
  border-radius: 75px;
  background-color: transparent;
  font-family: Anybody, sans-serif;
  color: #fafbfd;
  font-size: 22px;
  line-height: 28px;
  font-weight: 500;
  letter-spacing: normal;
  text-transform: uppercase;
}

.btn-2:hover {
  border-color: #fff;
  background-color: #1a74bb;
  color: #fff;
}

.row-blue-stripe {
  height: 2px;
  background-color: #1a74bb;
}

.heading {
  font-family: Anybody, sans-serif;
  color: #005289;
}

.text-link-24px {
  font-family: 'Source Sans 3', sans-serif;
  color: #005289;
  font-size: 24px;
  font-weight: 700;
  text-align: left;
  text-decoration: none;
}

.text-link-24px.spacer-40px {
  text-align: center;
}

.text-link-24px.c {
  text-align: center;
}

.heading-2 {
  font-family: Anybody, sans-serif;
  color: #005289;
}

.rounded-img {
  width: 300px;
  height: 500px;
  border-radius: 30px;
}

.rounded-img.tax-img {
  width: 60%;
  margin-left: -100px;
  background-image: url('../images/coulds.jpg');
  background-position: 0px 0px;
  background-size: cover;
  background-repeat: repeat;
}

.rounded-img.business-img {
  width: 60%;
  margin-right: -200px;
  background-image: -webkit-gradient(linear, left top, left bottom, from(rgba(26, 116, 187, 0.1)), to(rgba(26, 116, 187, 0.1))), url('../images/lighthouse.jpg');
  background-image: linear-gradient(180deg, rgba(26, 116, 187, 0.1), rgba(26, 116, 187, 0.1)), url('../images/lighthouse.jpg');
  background-position: 0px 0px, 0% 50%;
  background-size: auto, 80%;
  background-repeat: repeat, no-repeat;
  background-attachment: scroll, scroll;
}

.rounded-img.retirement {
  width: 60%;
  margin-right: -200px;
  background-image: url('../images/sailboat.jpg');
  background-position: 50% 50%;
  background-size: cover;
  background-repeat: no-repeat;
}

.rounded-img.imo-img {
  background-image: url('../images/jz_bgs.jpg');
  background-position: 50% 50%;
  background-size: cover;
  background-repeat: no-repeat;
}

.rounded-img.imo-img {
  width: 60%;
  margin-left: -100px;
  background-image: url('../images/jz_bgs.jpg');
  background-position: 50% 0%;
  background-size: cover;
  background-repeat: no-repeat;
}

.mob-img {
  display: none;
}

.h-big-wht {
  font-size: 54px;
  line-height: 64px;
}

.h-big-wht.r {
  font-family: Anybody, sans-serif;
  color: #005289;
  text-align: right;
}

.header-out-mob-2 {
  position: absolute;
  left: 0%;
  top: 0%;
  right: 0%;
  bottom: auto;
  display: none;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
}

.cont-wrap {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  -webkit-box-orient: horizontal;
  -webkit-box-direction: normal;
  -webkit-flex-direction: row;
  -ms-flex-direction: row;
  flex-direction: row;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
}

.nav-menu-mobile {
  position: relative;
  z-index: 2000;
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  height: 40px;
  min-width: 0%;
  -webkit-box-orient: vertical;
  -webkit-box-direction: normal;
  -webkit-flex-direction: column;
  -ms-flex-direction: column;
  flex-direction: column;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
}

.burger-top {
  width: 40px;
  height: 2px;
  margin-bottom: 10px;
  background-color: #fafbfc;
  color: #fafbfc;
}

.burger-mid {
  width: 40px;
  height: 2px;
  margin-bottom: 10px;
  background-color: #fafbfc;
  color: #fafbfc;
}

.burger-bottom {
  width: 40px;
  height: 2px;
  background-color: #fafbfc;
  color: #fafbfc;
}

.header-out-mob {
  position: absolute;
  left: 0%;
  top: 0%;
  right: 0%;
  bottom: auto;
  display: none;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
}

.logo-mob {
  width: 100px;
  height: 140px;
  background-image: url('../images/IBSP_Logos_IBSP_FullColor.svg');
  background-position: 50% 50%;
  background-size: auto;
  background-repeat: no-repeat;
}

.logo-mob:hover {
  background-image: -webkit-gradient(linear, left top, left bottom, from(rgba(250, 252, 253, 0.1)), to(rgba(250, 252, 253, 0.1))), url('../images/IBSP_Logos_IBSP_FullColor.svg');
  background-image: linear-gradient(180deg, rgba(250, 252, 253, 0.1), rgba(250, 252, 253, 0.1)), url('../images/IBSP_Logos_IBSP_FullColor.svg');
  background-position: 0px 0px, 50% 50%;
  background-size: auto, auto;
  background-repeat: repeat, no-repeat;
}

.nav-item-mob {
  padding: 10px 20px;
  font-family: Anybody, sans-serif;
  color: #005289;
  font-size: 18px;
  line-height: 18px;
  font-weight: 700;
  text-decoration: none;
}

.nav-item-mob:hover {
  color: #1a74bb;
}

.link-backtotop {
  position: fixed;
  left: auto;
  top: auto;
  right: 2%;
  bottom: 2%;
  z-index: 1000;
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  width: 50px;
  height: 50px;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
  border-style: solid;
  border-width: 3px;
  border-color: #005289;
  border-radius: 100px;
  background-color: transparent;
}

.link-backtotop:hover {
  border-color: #1a74bb;
}

.link-backtotop.w--current {
  z-index: 2000;
}

.btt_arrow-r {
  width: 30px;
  height: 4px;
  background-color: #1a74bb;
  -webkit-transform: translate(4px, 0px) rotate(-45deg);
  -ms-transform: translate(4px, 0px) rotate(-45deg);
  transform: translate(4px, 0px) rotate(-45deg);
}

.btt_arrow-r:hover {
  background-color: #1a74bb;
}

.btt-arrow-l {
  width: 30px;
  height: 4px;
  border: 1px none transparent;
  background-color: #1a74bb;
  -webkit-transform: translate(-5px, 0px) rotate(45deg);
  -ms-transform: translate(-5px, 0px) rotate(45deg);
  transform: translate(-5px, 0px) rotate(45deg);
}

.btt-arrow-l:hover {
  background-color: #1a74bb;
}

.link {
  color: #005289;
  text-decoration: none;
}

.link-2 {
  color: #005289;
  text-decoration: none;
}

.h-big-copy {
  font-size: 54px;
  line-height: 64px;
}

.h-big-copy.r {
  font-family: Anybody, sans-serif;
  color: #005289;
  font-size: 45px;
  line-height: 54px;
  text-align: right;
}

.bold-text {
  line-height: 48px;
}

.h-36px-blk-copy {
  font-family: Anybody, sans-serif;
  color: #005289;
  font-size: 36px;
  line-height: 48px;
}

.h-40px-wht-copy {
  font-family: Anybody, sans-serif;
  color: #fafbfd;
  font-size: 40px;
  line-height: 48px;
}

.h-24px-wht {
  font-family: Anybody, sans-serif;
  color: #fafbfd;
  font-size: 24px;
  line-height: 30px;
  font-weight: 600;
  text-align: left;
}

.header {
  display: -webkit-box;
  display: -webkit-flex;
  display: -ms-flexbox;
  display: flex;
  height: 150px;
  padding-top: 10px;
  padding-bottom: 10px;
  -webkit-box-orient: horizontal;
  -webkit-box-direction: normal;
  -webkit-flex-direction: row;
  -ms-flex-direction: row;
  flex-direction: row;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
  background-color: #fafbfd;
}

.header-mob {
  display: none;
  height: 150px;
  padding-top: 10px;
  padding-bottom: 10px;
  -webkit-box-orient: horizontal;
  -webkit-box-direction: normal;
  -webkit-flex-direction: row;
  -ms-flex-direction: row;
  flex-direction: row;
  -webkit-box-pack: center;
  -webkit-justify-content: center;
  -ms-flex-pack: center;
  justify-content: center;
  -webkit-box-align: center;
  -webkit-align-items: center;
  -ms-flex-align: center;
  align-items: center;
  background-color: #fafbfd;
}

.row-blue-copy {
  display: block;
  padding-top: 20px;
  padding-bottom: 20px;
  background-color: #005289;
}

.row-blue-2 {
  padding-top: 20px;
  padding-bottom: 20px;
  background-color: #1a74bb;
}

.btn-3 {
  padding: 20px 40px;
  border-radius: 75px;
  background-color: #00273d;
  font-family: Anybody, sans-serif;
  font-size: 22px;
  line-height: 28px;
  font-weight: 500;
  letter-spacing: normal;
  text-transform: uppercase;
}

.btn-3:hover {
  background-color: #005289;
}

.paragraph-3 {
  text-align: left;
}

@media screen and (max-width: 991px) {
  .header-out-dt {
    display: block;
  }

  .header-in {
    width: auto;
    margin-right: 10px;
    margin-left: 10px;
  }

  .logo {
    background-image: url('../images/IBSP_Logos_IBSP_FullColor.svg');
  }

  .hero-arrow-wrap {
    position: relative;
    display: none;
  }

  .next-arrow-44px-wht.w--current {
    display: none;
  }

  .rounded-img.business-img {
    width: 60%;
    background-image: -webkit-gradient(linear, left top, left bottom, from(transparent), to(transparent)), url('../images/lighthouse.jpg');
    background-image: linear-gradient(180deg, transparent, transparent), url('../images/lighthouse.jpg');
    background-size: auto, 100%;
  }

  .container-mob-pad {
    padding-right: 20px;
    padding-left: 20px;
  }

  .mob-img {
    display: none;
  }

  .header-out-mob-2 {
    display: none;
    width: 100%;
  }

  .burger-top {
    background-color: #1a74bb;
    color: #1a74bb;
  }

  .burger-mid {
    background-color: #1a74bb;
    color: #1a74bb;
  }

  .burger-bottom {
    background-color: #1a74bb;
    color: #1a74bb;
  }

  .header-out-mob {
    display: none;
  }

  .logo-mob {
    background-image: url('../images/IBSP_Logos_IBSP_White.svg');
  }

  .column {
    display: -webkit-box;
    display: -webkit-flex;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-pack: center;
    -webkit-justify-content: center;
    -ms-flex-pack: center;
    justify-content: center;
  }

  .col-flex {
    display: -webkit-box;
    display: -webkit-flex;
    display: -ms-flexbox;
    display: flex;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -webkit-flex-direction: column;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-pack: center;
    -webkit-justify-content: center;
    -ms-flex-pack: center;
    justify-content: center;
    -webkit-box-align: center;
    -webkit-align-items: center;
    -ms-flex-align: center;
    align-items: center;
  }
}

@media screen and (max-width: 767px) {
  .header-out-dt {
    display: none;
  }

  .top-img-dt {
    display: none;
  }

  .frame {
    width: 500px;
  }

  .row-hero {
    padding-top: 0px;
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -webkit-flex-direction: column;
    -ms-flex-direction: column;
    flex-direction: column;
    -webkit-box-pack: start;
    -webkit-justify-content: flex-start;
    -ms-flex-pack: start;
    justify-content: flex-start;
  }

  .nav-link {
    color: #fafbfd;
  }

  .nav-link:hover {
    color: #bbbdbf;
  }

  .h-big.r {
    display: none;
    text-align: center;
  }

  .body.r {
    text-align: center;
  }

  .body-wht {
    text-align: center;
  }

  .h-40px-wht {
    text-align: center;
  }

  .next-arrow-44px-wht {
    display: none;
  }

  .heading {
    text-align: center;
  }

  .rounded-img.tax-img {
    display: none;
  }

  .rounded-img.business-img {
    display: none;
  }

  .rounded-img.retirement {
    display: none;
  }

  .rounded-img.imo-img {
    display: none;
  }

  .mob-img {
    display: -webkit-box;
    display: -webkit-flex;
    display: -ms-flexbox;
    display: flex;
    width: 100%;
    height: 40%;
    margin-bottom: 40px;
    padding-top: 220px;
    padding-bottom: 100px;
    -webkit-box-align: center;
    -webkit-align-items: center;
    -ms-flex-align: center;
    align-items: center;
    background-image: -webkit-gradient(linear, left top, left bottom, from(rgba(0, 0, 0, 0.5)), to(rgba(0, 0, 0, 0.5))), url('../images/shore.jpg');
    background-image: linear-gradient(180deg, rgba(0, 0, 0, 0.5), rgba(0, 0, 0, 0.5)), url('../images/shore.jpg');
    background-position: 0px 0px, 50% 50%;
    background-size: auto, cover;
    background-repeat: repeat, no-repeat;
  }

  .h-big-wht.r {
    color: #fafbfd;
    text-align: center;
  }

  .header-out-mob {
    display: block;
  }

  .logo-mob:hover {
    background-image: url('../images/IBSP_Logos_IBSP_White.svg');
    background-position: 50% 50%;
    background-size: auto;
    background-repeat: no-repeat;
  }

  .nav-item-mob {
    padding-right: 10px;
    padding-left: 10px;
  }

  .link-backtotop {
    border-style: none;
  }

  .h-big-copy.r {
    display: none;
    text-align: center;
  }

  .h-40px-wht-copy {
    text-align: center;
  }

  .header {
    display: none;
  }

  .header-mob {
    display: none;
  }
}

@media screen and (max-width: 479px) {
  .frame {
    width: auto;
    padding-right: 20px;
    padding-left: 20px;
  }

  .row-hero {
    height: auto;
  }

  .menu-wrap {
    -webkit-box-orient: vertical;
    -webkit-box-direction: normal;
    -webkit-flex-direction: column;
    -ms-flex-direction: column;
    flex-direction: column;
  }

  .hero-arrow-wrap {
    padding-top: 10px;
    padding-bottom: 0px;
    font-size: 80px;
  }

  .container-mob-pad {
    padding-right: 10px;
    padding-left: 10px;
  }

  .link-backtotop {
    z-index: 2000;
  }
}